How Life Insurance Medical Underwriting Works
When you apply for life insurance, you typically need to undergo medical underwriting to be approved for coverage. But what is medical underwriting, what steps are involved, and why is it important to you? Watch this video from New York Life Insurance Company:
Easily apply for life insurance online, often with no medical exam
To save you time and avoid inconvenience in helping safeguard what matters most, we have worked with New York Life Insurance Company to simplify your application process for up to $250,0001 of life insurance.
- An online calculator lets you choose a monthly cost you’re comfortable with and instantly see how much coverage it can buy.
- Apply online in minutes – in most cases, members and spouses under age 50 applying for $250,000 coverage or less will not require a medical exam, just answer a few health questions.
- You’ll have the option to lock in your cost at your current age for as long as 20 years (depending on which policy you select).
Learn more now:2
(No need to provide an email address or phone number to see your cost.)
Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Group Policy Form GMR.
1 In most cases, no medical exam is needed (just answer a few health questions) for applicants under age 50 applying for up to $250,000 Group Term Life ($200,000 for Level Term Life). If an exam is required, it will be scheduled at your convenience and at no cost to you. Higher coverage amounts are available.
2 Including information on features, costs, eligibility, renewability, limitations and exclusions.
6697493.1
How Life Insurance Medical Underwriting Works
When you apply for life insurance, you typically need to undergo medical underwriting to be approved for coverage. But what is medical underwriting, what steps are involved, and why is it important to you? Watch this video from New York Life Insurance Company:
Easily apply for life insurance online, often with no medical exam
To save you time and avoid inconvenience in helping safeguard what matters most, we have worked with New York Life Insurance Company to simplify your application process for up to $250,0001 of life insurance.
- An online calculator lets you choose a monthly cost you’re comfortable with and instantly see how much coverage it can buy.
- Apply online in minutes – in most cases, members and spouses under age 50 applying for $250,000 coverage or less will not require a medical exam, just answer a few health questions.
- You’ll have the option to lock in your cost at your current age for as long as 20 years (depending on which policy you select).
Learn more now:2
(No need to provide an email address or phone number to see your cost.)
Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Group Policy Form GMR.
1 In most cases, no medical exam is needed (just answer a few health questions) for applicants under age 50 applying for up to $250,000 Group Term Life ($200,000 for Level Term Life). If an exam is required, it will be scheduled at your convenience and at no cost to you. Higher coverage amounts are available.
2 Including information on features, costs, eligibility, renewability, limitations and exclusions.
6697493.1
