How Life Insurance Helps Protect New Homeowners

When you buy a new home, you take on responsibility for mortgage payments and many other expenses. If your family were to lose you unexpectedly, they could face financial hardship and the loss of the home. Wherever you are in the home ownership journey, life insurance can help protect your loved ones. Learn more in this video.

Easily apply for life insurance online, often with no medical exam

To save you time and avoid inconvenience in helping safeguard what matters most, we have worked with New York Life Insurance Company to simplify your application process for up to $250,0001 of Term Life Insurance for APTA members.

  • An online calculator lets you choose a monthly cost you’re comfortable with and instantly see how much coverage it can buy. Plus, now APTA members can save 25% in the form of a premium credit!2
  • Apply online in minutes – in most cases, members and spouses under age 50 applying for $250,000 coverage or less will not require a medical exam, just answer a few health questions.
  • Up to $1 million of Group Term Life insurance, and up to $2 million of Group Level Term Life insurance (full medical underwriting may apply for higher amounts).
  • You’ll have the option to lock in your cost at your current age for as long as 20 years (depending on which policy you select).

(No need to provide an email address or phone number to see your cost.)

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Group Policy Form GMR.
1 In most cases, no medical exam is needed (just answer a few health questions) for applicants under age 50 applying for up to $250,000 Group Term Life ($200,000 for Level Term Life). If an exam is required, it will be scheduled at your convenience and at no cost to you. Higher coverage amounts are available.
2 Premium credits are not guaranteed. The current credit of 25% for Group Term Life Insurance is in effect through 6/30/26 and will be reflected on your premium statements.
3 Including information on features, costs, eligibility, renewability, limitations and exclusions.

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How Life Insurance Helps Protect New Homeowners

When you buy a new home, you take on responsibility for mortgage payments and many other expenses. If your family were to lose you unexpectedly, they could face financial hardship and the loss of the home. Wherever you are in the home ownership journey, life insurance can help protect your loved ones. Learn more in this video.

Easily apply for life insurance online, often with no medical exam

To save you time and avoid inconvenience in helping safeguard what matters most, we have worked with New York Life Insurance Company to simplify your application process for up to $250,0001 of Term Life Insurance for APTA members.

  • An online calculator lets you choose a monthly cost you’re comfortable with and instantly see how much coverage it can buy. Plus, now APTA members can save 25% in the form of a premium credit!2
  • Apply online in minutes – in most cases, members and spouses under age 50 applying for $250,000 coverage or less will not require a medical exam, just answer a few health questions.
  • Up to $1 million of Group Term Life insurance, and up to $2 million of Group Level Term Life insurance (full medical underwriting may apply for higher amounts).
  • You’ll have the option to lock in your cost at your current age for as long as 20 years (depending on which policy you select).

(No need to provide an email address or phone number to see your cost.)

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Group Policy Form GMR.
1 In most cases, no medical exam is needed (just answer a few health questions) for applicants under age 50 applying for up to $250,000 Group Term Life ($200,000 for Level Term Life). If an exam is required, it will be scheduled at your convenience and at no cost to you. Higher coverage amounts are available.
2 Premium credits are not guaranteed. The current credit of 25% for Group Term Life Insurance is in effect through 6/30/26 and will be reflected on your premium statements.
3 Including information on features, costs, eligibility, renewability, limitations and exclusions.

6881248